Homeowner Rehabilitation Assistance

The City's Housing and Community Development Division manages several programs to help qualifying homeowners with the rehabilitation of their property. These programs are funded by the U.S. Department of Housing and Urban Development (HUD) and are only available to homeowners in the Oklahoma City limits who meet all program requirements.

PROGRAMS

Home Exterior Maintenance Program

The Home Exterior Maintenance Program (HEMP) helps eligible City of Oklahoma City homeowners (who reside in the home as their primary residence) with exterior housing concerns that violate the City's exterior minimum property standards. This program covers most exterior repairs and offers grant funding up to $24,000 per house for necessary repairs.

Critical Repair Initiative

The Critical Repair Incentive (CRI) program helps eligible City of Oklahoma City homeowners (who reside in the home as their primary residence) with issues that pose health or safety hazards. Homeowners who recently applied with the Community Action Agency and were selected from their approved waiting list will be considered for this program at this time. This program covers services, including leaking roof repair/ replacement, heat and air repair/replacement, water or sewer line replacement, and electrical services. Grants up to $24,000 per house for necessary repairs.

Emergency Home Repair

The City of Oklahoma City is currently evaluating new service providers for the Emergency Home Repair Program. Once the service provider has been identified, we will update this page to provide contact information for this provider.

HERE IS HOW TO KNOW IF YOU ARE ELIGIBLE TO APPLY

• You must live within the Oklahoma City limits.
• You must live in and own the home.
• You must not owe any property taxes.
• Current on your mortgage.
• Your household income can't be more than 80% of Area Median Income AMI. See the table below.

Housing Rehabilitation Programs Income Limits

Here Are A Few More Things Our Team Will Verify To See If You Are Eligible:

• Your home must be in a relatively sound condition with visible exterior violations.
• The cost of repairs needed to correct all exterior violations will not exceed $24,000.
• Your home cannot be in a FEMA flood zone.
• Your home's value can't exceed HUD's Value Limits.

For The List Of Documents You Will Need To Provide During The Application Process, See Below:

Identification:

• Photo identification - homeowner(s) only.
• Social Security cards - all household members.
• Power of Attorney documents (if applicable).

Property Ownership:

• The deed to your home. This is a paper that says you are the owner.
  • If you have been divorced and your ex-spouse's name is still on the deed, provide a copy of your divorce records.
  • If someone who co-owned the house has passed away and their name is still on the deed, provide a copy of the death certificate.
  • If other owners’ names are on the deed besides yours, but they don't live there, provide a signed paper from each owner attesting to their current residence. This paper must also be notarized.
• Most recent utility bills, such as water, electricity, and gas. Bills must be in your name and not shut-off notices.
  • Electric bill - OG&E.
  • Water bill - City of Oklahoma City Utility.
  • Gas bill - Oklahoma Natural Gas (if applicable).
• Most recent Mortgage Statement showing the following:
  • How much did you first borrow?
  • How much do you still owe?
  • Your monthly payment amounts.
  • Any extra money you pay for property taxes and homeowners' insurance (this is called escrow).

Financial Information:

The following is for every household member who is older than 18:

• Income Verification - Official letters for the following: Social Security, Temporary Assistance for Needy Families (TANF), VA Benefits, Pensions, Alimony, Interest Income, Worker's Compensation, Contributions from Family Members, Rental Income, Dividends or Royalties, Unemployment Benefits, and others.
• Pay Stubs - Most recent pay stubs for two (2) consecutive months.
• Official Bank Statements - Most recent checking and saving account statements for two (2) consecutive months and you will need to explain all deposits.
• Tax Documents- If you file taxes, provide signed copies of the most recently filed state and federal tax returns along with applicable supporting documents (i.e. 1099, W2’s, Schedule C, etc.).

If Applicable, the following information for every household member who is 18 years or older:

• Other Income – provide copies of any reports of income from stocks, bonds, royalties, certificates of deposit, money market funds, or any other income investment.
• Other Real Estate - provide information on any other real estate or property that you own for which you collect income.
• Bankruptcy - if you filed for bankruptcy in the last 7 years, provide your bankruptcy and discharge papers.

If You Think You Might Be Eligible To Apply, Here Is What To Do Next:

• Gather all the items listed above.
• Review this video for account creation instructions.

RESOURCE LIST

If you need assistance, email housing.rehab@okc.gov or call (405) 297-2846.

OTHER COMMUNITY RESOURCES

See a list of other agencies in the area that provide assistance to homeowners.