Homeowner Rehabilitation Assistance

The City's Housing and Community Development Division manages several programs to help qualifying homeowners with the rehabilitation of their property. These programs are funded by the U.S. Department of Housing and Urban Development (HUD) and are only available to homeowners in the Oklahoma City limits who meet all program requirements.

PROGRAMS

Home Exterior Maintenance Program

The Home Exterior Maintenance Program (HEMP) helps eligible City of Oklahoma City homeowners (who reside in the home as their primary residence) with exterior housing concerns that violate the City's exterior minimum property standards. This program covers most exterior repairs and offers grant funding up to $24,000 per house for necessary repairs.

Apply here

Critical Repair Initiative

Homeowners located within the Oklahoma City Neighborhood Revitalization Strategy Area (NRSA) and the clients who recently applied through the Community Action Agency and were selected from its approved waiting list are eligible for the City’s Critical Repair Initiative (CRI) program. This program may assist eligible City of Oklahoma City homeowners (who reside in the home as their primary residence) with issues that pose health or safety hazards, including leaking roof repair or replacement, heat and air repair or replacement, water or sewer line replacement, and electrical services. Grants of up to $24,000 per house are available on a first-come, first-served basis.

Apply here

HOMEOWNER QUALIFICATIONS

Here Is How To Know If You Are Eligible To Apply

  • You must live within the Oklahoma City limits.
  • You must live in and own the home.
  • You must not owe any property taxes.
  • Current on your mortgage.
  • Your household income can't be more than 80% of Area Median Income AMI. See the table below.

Housing Rehabilitation Programs Income Limits

1 Person

2 Persons

3 Persons

4 Persons

5 Persons

6 Persons

7 Persons

8 Persons

$54,750

$62,550

$70,350

$78,150

$84,450

$90,700

$96,950

$103,200

Here Are A Few More Things Our Team Will Verify To See If You Are Eligible

  • Your home must be in a relatively sound condition with visible exterior violations.
  • The cost of repairs needed to correct all exterior violations will not exceed $24,000.
  • Your home cannot be in a FEMA flood zone.
  • Your home's value can't exceed HUD's Value Limits.

For The List Of Documents You Will Need To Provide During The Application Process, See Below:

Identification

  • Photo identification - homeowner(s) only.
  • Social Security cards - all household members.
  • Power of Attorney documents (if applicable).

Property Ownership

  • Use this OKC City Limits Map to find out if you live in Oklahoma City.
  • The deed to your home. This is a paper that says you are the owner.
    • If you have been divorced and your ex-spouse's name is still on the deed, provide a copy of your divorce records.
    • If someone who co-owned the house has passed away and their name is still on the deed, provide a copy of the death certificate.
    • If other owners’ names are on the deed besides yours, but they don't live there, provide a signed paper from each owner attesting to their current residence. This paper must also be notarized.
    • If you need help with your deed, you need to contact the County Clerk's Office.
  • Most recent utility bills, such as water, electricity, and gas. Bills must be in your name and not shut-off notices.
    • Electric bill - OG&E.
      • OG&E:
        Customer service: 405-272-9741
        Clientes que hablan Espanol: 800-272-9741
    • Water bill - City of Oklahoma City Utility.
    • Gas bill - Oklahoma Natural Gas (if applicable).
  • Most recent Mortgage Statement showing the following:
    • How much did you first borrow?
    • How much do you still owe?
    • Your monthly payment amounts.
    • Any extra money you pay for property taxes and homeowners' insurance (this is called escrow).

Financial Information

The following is for every household member who is older than 18:

  • Income Verification - Official letters for the following: Social Security, Temporary Assistance for Needy Families (TANF), VA Benefits, Pensions, Alimony, Interest Income, Worker's Compensation, Contributions from Family Members, Rental Income, Dividends or Royalties, Unemployment Benefits, and others.
  • Pay Stubs - Most recent pay stubs for two (2) consecutive months.
  • Official Bank Statements - Most recent checking and savings account statements for two (2) consecutive months and you will need to explain all deposits.
  • Tax Documents- If you file taxes, provide signed copies of the most recently filed state and federal tax returns along with applicable supporting documents (i.e. 1099, W2’s, Schedule C, etc.).

If Applicable, the following information for every household member who is 18 years or older:

  • Other Income – provide copies of any reports of income from stocks, bonds, royalties, certificates of deposit, money market funds, or any other income investment.
  • Other Real Estate - provide information on any other real estate or property that you own for which you collect income.
  • Bankruptcy - if you filed for bankruptcy in the last 7 years, provide your bankruptcy and discharge papers.

If You Think You Might Be Eligible To Apply,

  1. Gather all the items listed above.
  2. Review this video for account creation instructions.
  3. Apply Here

CONTRACTORS WANTED

Doing Business with the City

Go to this link (https://www.okc.gov/Infrastructure-Development/Bids-Auctions-and-Sales/How-to-Do-Business-with-the-City-of-OKC) to sign up to get a vendor ID with the City of Oklahoma City.

Trades Needed

  • General Contractors
  • Roofer
  • Electricians
  • Plumbers
  • Heat and Air
  • Painters Drywallers
  • Flooring
  • Fencing
  • Gutters
  • Siding
  • Window and door
  • Etc…

Qualifications

Insurance Requirements

  • General Liability Insurance of $100,000.000.
  • Full Coverage / Collision Insurance.
  • Worker’s Compensation Insurance.
  • Or Oklahoma Workers Compensation Commission Affidavit of Exempt Workers Compensation Certificate.

Licensing Requirements

  • State of Oklahoma or City of Oklahoma City Trade License.
  • Oklahoma City Building Contractor (Residential Only).

Training

  • Oklahoma Department of Environmental Quality Certified Renovation, Repair, and Painting (RRP) Firm (if applicable)
  • Or Oklahoma Department of Environmental Quality Certified Lead-Based Paint Abatement Firm.

See a list of other agencies in the area that provide assistance to homeowners.

If you need assistance, email housing.rehab@okc.gov or call (405) 297-2846.